The Federal D eposit InsuranceCorp. has sued 16 big banks that seta key globalinterest rate，accusing themof fraud and conspiring to keep the ratelowto enrich them selves.

　　美國聯(lián)邦儲(chǔ)蓄保險(xiǎn)公司(FD IC)已對(duì)參與設(shè)定一項(xiàng)關(guān)鍵全球利率的16家大型銀行提起訴訟，指控其通過欺詐和串通手段將利率保持在低水準(zhǔn)，從而為自身牟利。(美聯(lián)社)

　　The banks，which include Bank ofA m ericaCorp.，CitigroupInc. andJPM organChase& Co. inthe U .S.，are am ongthe w orld’s largest. Thecivil lawsuit was filed Friday in federalcourt in M anhattan.

　　這些銀行位居全世界最大銀行之列，其中包括美國銀行、花旗銀行、摩根大通銀行等。FD IC于14日向曼哈頓聯(lián)邦法院提起民事訴訟。(美聯(lián)社)

　　The banks riggedtheLondoninterbank offered rate，or LIBO R，fromA ugust 2007 to at least m id-2011，theFD IC alleged. T heLIBO R affectstrillions of dollars incontracts aroundthe w orld，including m ortgages，bondsand consum er loans. A British bankingtrade groupsets theLIBO R everym orning after the 16 internationalbankssubm it estim ates of w hat it costs themto borrow . The FD IC also sued thattrade group，the British Bankers’A sso-ciation.

　　FD IC稱，從2007年8月至最早2011年年中，這些銀行操縱了倫敦 銀 行 間 同 業(yè) 拆 借 利 率 ，又 稱LIBO R。LIBO R影響到全世界上萬億美元的合同契約，包括抵押貸款、債券和消費(fèi)貸款。一家名為英國銀行家協(xié)會(huì)的銀行業(yè)交易組織根據(jù)這16家跨國銀行提交的借貸成本預(yù)估值來確定每天的LIB O R。FD IC也對(duì)該組織提起了訴訟。(美聯(lián)社)

　　The FDICalleged banks artificiallyincreased the prices they charged andm argins they earned by subm itting andpublishing interbank lending rates de-term ined by collusion instead of com pe-tition. Suchactioncausedsubstantiallosses to38banks that ultim atelyfailed，the regulator said.

　　FD IC聲稱，這些大銀行通過合謀而非競(jìng)爭(zhēng)來決定銀行間拆借利率，並借此人為地提高價(jià)格、增加利潤(rùn)。該機(jī)構(gòu)稱，這一行為導(dǎo)致38家銀行遭受重大損失並最終破産。(《華爾街日?qǐng)?bào)》)

　　T he agencysuedonbehalf ofbanks suchas W ashingtonM utualInc.andIndyM acB ancorpInc.，claim ing thefirm spaid higherprices because of the collusion，ac-cordingtothe law suit.

　　FD IC代表華盛頓互惠銀行和印地麥克銀行等銀行提起此次訴訟。FD IC在訴訟狀中稱，利率操縱案使得這些銀行付出了更高的成本。(《華爾街日?qǐng)?bào)》)

　　B arclays，R oyalB ank ofScotland，Sw issbanking giantU BS，N etherlands-basedR abobankandICA P，the w orld’s largest in-ter-dealer broker，collectivelyhavebeenfined $3.6billionbyU .S .，B ritish and otherregulatorsinconnectionw iththe probe.

　　參與調(diào)查的美國、英國和其他地區(qū)的監(jiān)管機(jī)構(gòu)已對(duì)英國巴克萊銀行、蘇格蘭皇家銀行、瑞士銀行、荷蘭合作銀行和全球最大同業(yè)經(jīng)紀(jì)商英國毅聯(lián)匯業(yè)集團(tuán)開出總額高達(dá)36億美元的罰單。(《今日美國》)

　　F uturelaw suitsarelikelygiventheexpansionof theglobalinvestigationintoforeignexchangetrading，addingtothevast litiga-tionburdenafflictingm anyof thew orld’s bigbanks.

　　未來的訴訟有可能加大對(duì)外匯交易的全球調(diào)查力度，這將進(jìn)一步增加許多全球大型銀行的沉重訴訟負(fù)擔(dān)。(《金融時(shí)報(bào)》)

　　(廖冰清　編譯)